Going through a divorce is tough enough without having your mortgage lender ask you to provide your personal divorce decree. I know – it feels intrusive and unnecessary. But bear with me, because there are some valid reasons lenders require…
Ready to start your homebuying journey but worried your mortgage preapproval amount is too low? Don’t sweat it. While preapproval gives you an estimate of what you can borrow, you may be able to increase that amount with some strategic…
Have you been thinking about getting a reverse mortgage? As you weigh the pros and cons, you probably have questions about what happens when the borrower dies. Specifically, you may be wondering: does a reverse mortgage go through probate when…
Have you ever wondered what exactly a “mortgage buy back” is? As a homeowner, you may have heard the term used in relation to tapping into your home’s equity. Or as an investor, it may have come up when researching…
What up, friend! Today we’re breaking down exactly what rental subsidies are, how they work, who qualifies, and everything else you need to know about these common but confusing housing programs. Whether you’re currently relying on rental assistance yourself or…
Have you ever received a federally subsidized mortgage to help make buying a home more affordable? If so, you may have heard of something called “subsidy recapture” and wondered what it means. In short, subsidy recapture refers to repaying all…
Have you ever wondered why some products seem cheaper than they should be, or why certain industries get special tax breaks? Chances are, they are receiving government subsidies. Subsidies play a huge role in economies around the world. Understanding what…
Have you ever come across a screaming hot real estate deal, only to realize you didn’t have the funds to close it quickly? We’ve all been there as investors. Finding a hard money lender can be your ticket to snatch…
You started your construction company with big dreams. Now you’ve landed some major projects and need to scale up your equipment fleet fast. But those bulldozers, excavators, and cranes don’t come cheap. So what’s the best move – buy or…
Have you ever dreamed of getting into real estate investing but didn’t have enough capital to get started? Finding investors to fund your deals can make those dreams a reality! Getting money from others to invest in real estate can…
Hey there! If you’re a subcontractor wondering how your pay stacks up or a general contractor trying to make sure you compensate your subs fairly, you’ve come to the right place. Determining pay rates for subcontractors can be tricky with…
You just finished an exhausting month-long project as a subcontractor for a general contractor. Your crew worked hard to complete all the specified work on time, and you submitted your final invoice to the GC two weeks ago. But the…
Uh oh. You just found out that one of your go-to subcontractors doesn’t actually have general liability insurance. This could spell trouble if something goes wrong on the job site. Don’t panic just yet though – there are still steps…
Have you ever wondered what the difference is between a cash bond and a surety bond? Maybe you run a small business and have been asked to get a bond to bid on a project. Or perhaps you have a…
Hey there! So you’re interested in starting your own factoring company? That’s awesome! Factoring can be a lucrative industry to get into if you do it right. In a nutshell, a factoring company provides financing to businesses by buying their…
So you want to open a hotel? That’s awesome! As someone who loves traveling and staying in hotels, I totally get the appeal. Who wouldn’t want to own their own little slice of paradise? But before you start looking at…
Hey friend! Have you ever felt pain or strain in your back, neck, wrists or other parts of your body after a long day at work? Those aches and pains may be caused by ergonomic hazards. In this complete guide,…
Hey there! If you’re reading this, you’re probably interested in learning more about how often to provide ergonomics training in your workplace. As we’ll discuss, while there’s no one-size-fits-all answer, following some key guidelines can ensure your training program is…
Have you heard about Seeking Safety but aren’t quite sure what it’s all about? You’re not alone! In this comprehensive guide, we’ll explore everything you need to know about Seeking Safety and why clinicians rave about its transformative training workshops.…
You’re playing a pickup game of basketball with your friends when you turn your ankle badly going for a rebound. Or you strain your back while doing some weekend gardening. We’ve all had those minor injuries from time to time…
You never know when an accident might happen. Someone could get a nasty papercut in the office, burn themselves while cooking dinner, or suffer an injury while hiking outdoors. Being prepared with a first aid kit can make a huge…